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Introduction and history of qualifying policies

Contingent events: death, disability and maturity

Permitted benefits under a qualifying policy

Benefits received outside policy and free gifts

Minimum capital sum assured on death: general rule

Minimum capital sum assured on death: exceptions to the general rule

Term and premium paying term: conditions

Term and premium paying term: date on which policy is made and backdating of policies

Premium paying term: premium waivers and premium holidays

Premium spreading tests: main rules

Premium spreading tests: premiums paid

Non-payment of premiums: action by insurers and reinstatement of policies

Non-payment of premiums: other points

Exceptional risk of death or disability

Combined policies: family income cover and mortgage protection cover

Combined policies: tests of whether qualifying

Connected policies